If you are a first timer you won't get it.
Bank is an institution where loans are given and money is kept safe. You should not leave your money in the bank because with the economy doing that shows your satisfaction with the money you have which is not true. Money should be invested not stored, money should be used not parked. Now think smart and figure out what you have to do to increase the money you have.
Banks are meant to keep money for insurance,, the people who do that are normally poor the rich invest in many things and they have investments as their insurers